Environment profit – G Net http://gnet.org/ Sat, 16 Apr 2022 05:40:13 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://gnet.org/wp-content/uploads/2021/05/default-150x150.png Environment profit – G Net http://gnet.org/ 32 32 Online Installment Loans for People with Bad Credit in 2022 | Green Day Online https://gnet.org/online-installment-loans-for-people-with-bad-credit-in-2022-green-day-online/ Tue, 29 Mar 2022 04:36:22 +0000 https://gnet.org/?p=3555 Online Installment Loans for People with Bad Credit in 2022 | Green Day OnlineThe term “an installment loan is one that is paid out in fixed monthly installments. Many people are confused about the meanings of individual loans and installment loans. The truth is that all personal loans are payable in installments, but they are two different things. A web-based personal loan, by definition, is one that’s in the range of […]]]> Online Installment Loans for People with Bad Credit in 2022 | Green Day Online

The term “an installment loan is one that is paid out in fixed monthly installments. Many people are confused about the meanings of individual loans and installment loans. The truth is that all personal loans are payable in installments, but they are two different things. A web-based personal loan, by definition, is one that’s in the range of $100,000 and comes with the APR range of 5.99 percent to 35.99 percent. An online installment loan is a loan that is paid in installments. If we’re talking about bad credit installment loans, it is more complicated as your options are restricted. However, the possibility of getting an online installment personal loan with bad credit is entirely feasible. Installment loans are available for bad credit typically come with an APR that ranges from 15 percent to 35.99 percent. This isn’t cheap however, it’s much superior to conventional payday loans with an APR of 400 percent. Check out our video to see how those who have bad credit can get a personal loan.

What are my options for an Installment Loan for Personal Use If I’m a person with Bad Credit?

  • Personal loans without security

Certain companies will grant you personal loans even if there is bad credit, but that doesn’t mean that you aren’t required to satisfy any criteria. Every company has its own credit rating and its income requirements that all applicants must be able to meet. If you do not meet these criteria then you won’t be able to get credit. In this instance, you should work on improving your credit standing or financial position. If you don’t receive great offers, you may want to consider rethinking your application or talk about the possibility of paying the loan to the lender. It is also possible to alter the terms of the loan or lower the amount. The amount you could get even with bad credit is not high and the APR could be quite high, therefore we recommend you put off and improve the credit rating instead.

  • Secured personal credit

The odds of being accepted in the event of a secured personal loan are high, however, you need to provide an item as collateral, for example, your car. If you don’t pay back the loan on time, you could be liable for losing your collateral. Be aware of secured loans. You must ensure that you are able to pay them back on time. The same guidelines apply to loans that require cosigners. Tips for the pros: If you choose secured loans, you must consider flexibility. This is an aspect that is far more important than the amount of interest. If you are unable to pay the balance on a particular day, you need to make sure you have alternatives like avoiding payment or not paying late fees for a lengthy period of time rather than losing your collateral and putting marks upon the credit report.

What Types of Installment Loans for Bad Credit to Avoid?

  • Check-in installment loans

They are exactly what you’re searching for? Many payday lenders claim that they are the sole choice if you’ve got bad credit. This isn’t the case. The lending market is more flexible in recent times and those who have bad credit can get money. Payday loans have an APR of 400% and cause people to enter into the debt cycle. That means for every $100 you receive, you have to pay $30 every month. Payday loans can be a big risk We strongly recommend you stay clear of these. Instalment payday loans are slightly improved payday loans because lenders allow you to pay for the loan in installments. There is still the possibility of an escalating debt cycle, and the amount you must pay will be very large.

  • Title loans for autos

They’re almost the same as payday loans, but the distinction is that you have the possibility of losing your car.

  • Installment loans that don’t look up your credit score

The fact that lenders don’t look at your credit score indicates that they don’t care. In reality, they know the fact that your credit score isn’t in good shape. What they are concerned about is putting you in an unsustainable cycle of debt. If a lender doesn’t conduct a credit check, it does not necessarily indicate that the loan isn’t predatory. In reality, this isn’t always the situation.

  • Installment loans near me

Anyone searching for loans close to them is likely to discover payday loans.

  • Online installment loans instant approval

Technically speaking, this isn’t an actual scam. If a credit card is granted immediate approval doesn’t mean that it’s a fraud. But, it is one of the terms that fraudulent lenders frequently use such as instant acceptance, credit check won’t be conducted, money within an hour, etc. There are plenty of private loans which are legitimate and will approve you in a matter of minutes this is exactly our recommendation. It’s not about immediate approval. They employ in order to influence people.

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Brewery Loans and Financing https://gnet.org/instant-online-payday-loans-for-bad-credit/ https://gnet.org/instant-online-payday-loans-for-bad-credit/#respond Tue, 11 May 2021 10:46:18 +0000 https://gnet.org/?p=600 Starting and operating a brewery may be costly, with start-up expenditures exceeding $1 million or more. This is where brewery funding comes into play. To establish and expand your brewery, you’ll almost certainly need money. We’ll talk about a range of loan possibilities for microbreweries, artisan brewers, and taprooms at https://greendayonline.com/ Finance for Craft Breweries […]]]>

Starting and operating a brewery may be costly, with start-up expenditures exceeding $1 million or more. This is where brewery funding comes into play. To establish and expand your brewery, you’ll almost certainly need money.

We’ll talk about a range of loan possibilities for microbreweries, artisan brewers, and taprooms at https://greendayonline.com/

Finance for Craft Breweries

There are about 8800 regional craft brewers, microbreweries, taprooms, and brewpubs in the United States, according to the non-profit Brewer’s Association. In 2020, the number of regional craft brewers decreased, but all other categories grew. A brewery is a part business opportunity and half realization of a dream for many small company entrepreneurs. But that desire necessitates money—and often a lot of it.

A brewery owner may need to fund a variety of products, including:

  • Purchase or refurbishment of real estate. Those slanted flooring aren’t cheap!
  • Construction, refurbishment, or expansion of a taproom
  • Kegs, boilers, fermentation tanks, and refrigerators are all examples of brewery equipment.
  • Bottles, labeling machines, and canning lines are all part of the bottling equipment.
  • Systems for waste treatment and disposal
  • Licensing and permissions, including a liquor license from the state

And that’s only the tip of the iceberg! It’s simple to understand how expenses might easily mount.

First, Build the Foundation

If you’re serious about starting a brewery, the first step is to ensure that your company has a solid basis. It’s not enough to manufacture a product that beer fans want; you’ll also need to ensure that you have processes in place to manage financial flow, keep your staff paid, and weather the ups and downs that all brewers face.

A business strategy is required, and it must include actual sales and financial estimates and pricing and distribution strategies. You’ll need to factor in a realistic schedule for getting your business up and running (or expanding), which might take anywhere from 4 to 12 months.

Ascertain that you have a business bank account that is solely used for business purchases.

If feasible, work with a CPA or accounting expert who has experience with this sort of firm. Maria Pearman’s book Small Brewery Finance: Accounting Principles and Planning for the Craft Brewer might also be helpful.

Tip: Make use of accessible materials provided by partners of the Small Business Administration. Your local Small Company Development Center or SCORE may assist you with your business strategy, marketing, and continuous mentorship for free.

Options for Brewery Financing

When it comes to financing, you have a few options to think about.

Bank Financing & SBA Loans

The SBA guarantees certain small company loans. A qualified start-up brewery may be eligible for some loans, but most banks and traditional lenders prefer to work with more established enterprises.

SBA loans, except catastrophe loans, are made by lenders who the SBA has approved. As a result, you may need to search around for an SBA lender who is suitable for your company.

The SBA 7(a) program, which provides loans of up to $5 million for working capital, real estate, equipment, and debt refinancing, is one SBA loan program that may be particularly useful for a brewery loan.

The CDC 504 loan program collaborates between a private lender and a non-profit Community Development Corporation that provides loans. These loans can be used to fund a new site, renovate or expand the real estate, or purchase or expand equipment for your firm.

Keep in mind that SBA loans usually need strong personal credit. Business credit may be examined for some SBA loans. (Find out how to get business finance here.) They’ll almost certainly need business tax records (if they’re accessible), up-to-date financial statements, and a lot of documentation. Approvals might take a long time. However, if you do qualify, the conditions are frequently favorable.

Finance for equipment

Breweries frequently have to spend a lot of money on equipment. Buying old equipment at a high discount might make sense at times. In other circumstances, equipment leasing may enable your company to receive the equipment it requires without having to make a significant financial investment. Depending on the lease form, leasing may also bring tax benefits.

You may either check with the equipment manufacturer to see whether they provide leasing (either directly or through a partner) or engage with a firm that can assist you in finding a lease through a third-party leasing company.

Investors & Crowdfunding

Investors may be able to help you raise some of the funds you need to get started, but doing so may require you to give up some ownership of your company. If you don’t have a lot of connections with people who can write big cheques, you might want to look into equity crowdfunding. It permits company owners to raise $5 million per year using online platforms authorized by the Securities and Exchange Commission. Reward crowdfunding allows you to raise an unlimited amount of money by offering prizes instead of shares in your business. It may be a t-shirt, a taste, or a craft beer named after a major sponsor.

Conditions for Vendors

You might be able to get trade credit from your suppliers. As a result, you’ll have more time to pay for those items, which will help your cash flow. Net-30 terms, for example, offer your company 30 days to pay after receiving an invoice.

Credit Cards for Businesses

While you’re unlikely to have credit limits high enough to fund a brewery, credit cards can provide you more time to pay for essential products in your firm and allow you to borrow money quickly at a lower interest rate than other methods of rapid small business financing. Start-up enterprises are frequently eligible for business credit cards, as the decision is generally based on the owner’s credit and total revenue.

The bottom line is that having the correct funding is an important part of running a successful brewery. Take the time to research your choices and, if possible, get finance before you require it.

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Alabama 2021 Legislative Report: Week seven https://gnet.org/alabama-2021-legislative-report-week-seven/ https://gnet.org/alabama-2021-legislative-report-week-seven/#respond Tue, 11 May 2021 07:21:58 +0000 https://gnet.org/?p=393 The Alabama Legislature convened for Day 17 of the 30 day Regular Session on Tuesday, March 30. The Legislature met in Session on Tuesday and Thursday with 21 committee meetings held throughout the week. 974 bills have been introduced to date, 591 in the House and 383 in the Senate.  The Legislature will return to Montgomery […]]]>

The Alabama Legislature convened for Day 17 of the 30 day Regular Session on Tuesday, March 30. The Legislature met in Session on Tuesday and Thursday with 21 committee meetings held throughout the week. 974 bills have been introduced to date, 591 in the House and 383 in the Senate. 

The Legislature will return to Montgomery on Tuesday, April 6, for Day 19 of the Session with the House convening at 1:00 p.m. and the Senate convening at 2:30 p.m. 

Significant floor passage this week

HB248 by Rep. Rich: To provide for the broadcast of public K-12 school sporting events. 

HB273 by Rep. Drummond: To raise the minimum age for legal possession, transportation, and purchase of tobacco products, electronic nicotine delivery systems, and alternative nicotine products from 19 to 21. 

HB410 by Rep. Lee: To extend the existing sales and use tax exemption on parts, components, and systems used in the refurbishing of aircraft. 

HB411 by Rep. McCampbell: To create a Law Enforcement Officer Employment Database, and require law enforcement agencies to report certain complaints, disciplinary actions, and background information. 

HB437 by Rep. Collins: To authorize common carriers to make delivery of alcoholic beverages to Alabama residents, and to provide for direct wine shipper permits. 

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HB538 by Rep. Baker: To revise the timeframe to apply to vote by absentee ballot and revise certain procedures relating to the processing of absentee ballots. 

SB9 by Sen. Elliott: To provide that the total amount allocated to a local board of education includes an allowance for student growth. 

SB31 by Sen. Roberts: To provide that the date for runoff elections to be four weeks after the regular election for all runoff municipal elections and runoff special primary elections. 

SB43 by Sen. Price: To require the state Emergency Management Agency to adopt guidelines for individuals and entities throughout the state to volunteer to have property designated as safer place facilities during severe weather events. 

SB65 by Sen. Sessions: To provide an alternative procedure for the dissolution of a public park and recreation beach board under certain conditions and for the transfer of the property of the board to the municipality where the public park is located upon approval of both the county and the municipality. 

SB111 by Sen. Butler: To allow the sale of land for taxes to occur on the premises of or within the courthouse or courthouse annex of the county. 

SB119 by Sen. Waggoner: To revise the municipal election dates in certain municipalities beginning in 2025. 

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SB126 by Sen. Waggoner: To provide for a delivery service license issued by the Alcoholic Beverage Control Board that would allow the licensee to deliver sealed beer and wine from certain licensed retail establishments directly to individuals in Alabama who are at least 21 years of age for their personal use. 

SB169 by Sen. Figures: To provide for an increase in the number of executive level employees which the director of the Alabama State Port Authority is entitled to appoint and to provide that the commercial terms of certain contracts entered into by the Port Authority are exempt from certain state laws limiting confidentiality. 

HB103 by Rep. Kiel: To provide that during a state of emergency involving a pandemic, epidemic, bioterrorism event, or the appearance of a novel or previously controlled or eradication infectious disease or biological toxin, any business or religious institution may continue or resume operations if they comply with any applicable emergency order, rule or regulation. 

SB97 by Sen. Whatley: To provide that an executive declared state of emergency terminates after 14 days and may be extended only by joint resolution of the Legislature or, if the Legislature is not in Session, by joint proclamation of the President Pro Tempore of the Senate and the Speaker of the House. 

SB140 by Sen. Melson: To specify the responsibilities and duties of owners, operators, occupants, and creditors of a self-storage facility in the event of default of a rental agreement. 

SB332 by Sen. Hatcher: To amend existing law to update a reference to the federal motor carrier safety regulations relating to entry level driver training requirements. 

SB264 by Sen. Chesteen: To provide that existing law prohibiting the capturing or killing of animals during nighttime hours would not apply to feral swine or coyotes hunted on privately owned or leased lands. 

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SB308 by Sen. Price: To establish the Alabama Uniform Concealed Carry Permit Act to standardize the process by which concealed carry permits may be issued, and create a state firearms prohibited person database.

Significant committee action this week

HB238 by Rep. Shaver: To provide that if a person is convicted of boating or driving under the influence, the person’s boating and driver’s licenses will be suspended; to require a person to operate a vessel at idle speeds under certain conditions; to provide boater safety certification requirements (Public hearing but no vote in House Judiciary Committee). 

HB548 by Rep. Pringle: To remove the requirement that the chief legal counsel and assistant legal counsel of the Department of Examiners of Public Accounts be deputy attorneys general (Amended in House State Government Committee). 

HB560 by Rep. Isbell: To allow any retailer licensed to sell alcoholic beverages for off-premises consumption to use a drive-through or walk-up window for the purchase of beer and wine, and require the Alcoholic Beverage Control Board to adopt rules (House Economic Development and Tourism Committee). 

SB11 by Sen. Givhan: To exempt airport authorities from paying sales and use taxes, and to include airport authorities in the list of governmental entities that may be issued an annual certificate of exemption (House Ways and Means Education Committee). 

SB70 by Sen. Livingston: To provide the same limited and sovereign immunity, and ability to participate in the Educators Liability Trust Fund, to the Board of Trustees of the Alabama School of Cyber Technology and Engineering and the administrative staff, teachers, and employees of the school (House Ways and Means Education Committee). 

SB158 by Sen. Smitherman: To create a Law Enforcement Officer Employment Database, and require law enforcement agencies to report certain complaints, disciplinary actions, and background information (Substituted in House Judiciary Committee). 

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SB204 by Sen. Williams: To provide further for qualifications of members appointed to the Alabama Professional Bail Bonding Board, to authorize the issuing of apprentice licenses, and require the successful completion of certain education before regular licensure (Amended in House Boards, Agencies and Commissions Committee). 

SB298 by Sen. Orr: To clarify that any grants awarded by the Alabama Innovation Act to a research entity must be the result of a partnership with a private sector applicant, and to authorize the Alabama Department of Economic and Community Affairs (ADECA) to establish a competitive scoring system to award grants (House Ways and Means Education Committee). 

HB167 by Rep. Blackshear: To prohibit an Alabama voter from voting or attempting to vote in this state and also in another state (Amended in Senate Fiscal Responsibility and Economic Development Committee). 

HB246 by Rep. Gray: To authorize local boards of education to offer yoga to students in grades K-12 (Public hearing and carried over in Senate Judiciary Committee). 

HB391 by Rep. Stadthagen: To provide that public K-12 schools may not participate in, sponsor, or provide coaching staff for interscholastic athletic events at which athletes are allowed to participate in competition against athletes who are of a different biological gender (Amended in Senate Education Policy Committee). 

HB458 by Rep. Crawford: To provide that existing law prohibiting the capturing or killing of animals during nighttime hours would not apply to feral swine or coyotes hunted on privately owned or leased lands (Amended in House Agriculture, Conservation and Forestry Committee). 

SB165 by Sen. Orr: To provide for the rights of citizens to access public records, establish procedures for making and responding to requests for access, and establish administrative and judicial remedies (Amended in Senate Judiciary Committee). 

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SB334 by Sen. Whatley: To allow any retailer licensed to sell alcoholic beverages for off-premises consumption to use a drive-through or walk-up window for the purchase of beer and wine, and require the Alcoholic Beverage Control Board to adopt rules (Senate Judiciary Committee). 

SB345 by Sen. Singleton: To establish the Pilot Program for Small Business Development under the Board of Pardons and Paroles (Senate Finance and Taxation General Fund Committee.). 

Significant introductions this week

HB575 by Rep. Holmes: To prohibit a candidate or poll watcher from assisting an individual with voting and to make municipal election laws regarding assistance with voting consistent with non-municipal voting laws. 

HB576 by Rep. Whorton: To provide that Alabama would observe Daylight Savings Time year-round if an act of Congress amends the current prohibition in federal law. 

HB586 by Rep. C. Brown: To restrict the location of a mobile home park or recreational vehicle park or the sitting and installation of a mobile home, manufactured housing unit, or a manufactured building within a certain distance of Mobile Bay with exceptions. 

SB355 by Sen. Whatley: To increase the maximum compulsory K-12 school attendance age from 17 to 18 years and to raise the age at which a student may withdraw from public school from 18 to 19 years. 

SB374 by Sen. Williams: To substantially revise the law governing tax collection and the duties and powers thereof. 

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On the lighter side

The House State Government Committee gave a favorable report to a bill that would designate the sweet potato as the official state vegetable of Alabama. If enacted, the sweet potato will join the Monarch Butterfly (State Insect), the Pecan (State Nut), and the Alabama Red-Bellied Turtle (State Reptile), among others, as an official symbol of the State of Alabama (SB171 by Senator Garlan Gudger). 

Significant bills enacted

HB170 Rep. Garrett: To provide for an exclusion from Alabama individual income taxation for any federal tax credits, advance refunds, Small Business Administration subsidy payments, Emergency Injury Disaster Loans, student loan payments, or qualified disaster relief payments, and adjust certain business taxes; exempts $8.7 million in stimulus payments. 

HB192 Rep. Poole: To reestablish and expand the Alabama Jobs Act and the Growing Alabama Credit for attracting new and expanding businesses. 

HB231 Rep. Clouse: To make a supplemental appropriation of available federal funds from the Alabama Emergency Rental Assistance fund to the Department of Finance of an estimated $263,236,067 for the fiscal year ending September 30, 2021. 

SB30 Sen. Orr: To provide civil immunity for business entities, health care providers, educational entities, churches, governmental entities, and cultural institutions operating in this state, as well as individuals associated with these entities, from certain damages claimed by individuals who allege that they contracted or were exposed to Coronavirus during a declared state of emergency. 

SB76 Sen. Orr: To establish a procedure to authorize wireless providers to collocate, mount, or install small wireless facilities on existing poles, or install new poles on the right-of-way of the state or any agency, county, or municipality. 

HJR6 Rep. Clarke: To honor Mr. James K. Lyons for his contributions to the State of Alabama as Director and Chief Executive Officer of the Alabama State Port Authority.

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HJR5 Rep. Lee: To extend the existing sales and use tax exemption on parts, components, and systems used in the refurbishing of aircraft. 

SB80 Sen. Butler: To require a county or municipality within two miles of any portion of a military installation to give an affected military installation notice and an opportunity for review of any proposed tall structure or wind energy facility for potential impacts prior to approving the tall structure or wind energy facility. 

Budgets

HB309 Rep. Clouse: General Fund Budget Passed by House as substituted and amended, pending in Senate Finance and Taxation General Fund Committee.

SB189 Sen. Orr: Education Budget Passed by Senate as substituted and amended, pending in House Ways and Means Education Committee.

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Happify Health raises $ 73 million to advance and expand its digital health platform https://gnet.org/happify-health-raises-73-million-to-advance-and-expand-its-digital-health-platform/ https://gnet.org/happify-health-raises-73-million-to-advance-and-expand-its-digital-health-platform/#respond Thu, 08 Apr 2021 02:38:33 +0000 https://gnet.org/happify-health-raises-73-million-to-advance-and-expand-its-digital-health-platform/ NEW YORK–(COMMERCIAL THREAD) – Happify Health, a global healthcare software platform for improving mental and physical health, today announced a $ 73 million fundraising round of Series D and related funding to advance and expand the company’s healthcare platform focused on digital therapy and patient care delivery. The investments were led by Deerfield Management Company […]]]>

NEW YORK–(COMMERCIAL THREAD) – Happify Health, a global healthcare software platform for improving mental and physical health, today announced a $ 73 million fundraising round of Series D and related funding to advance and expand the company’s healthcare platform focused on digital therapy and patient care delivery. The investments were led by Deerfield Management Company and included participation from Omega Capital Partners, ION Crossover Partners and existing investors.

The raised capital will support growth in key strategic areas across the platform, including the expansion of digital therapy and care delivery solutions and the pursuit of global business development opportunities. . The new funding will accelerate the platform by helping to strengthen relationships with pharmaceutical companies through configurable digital therapy solutions and specialty solutions for businesses and health plan clients. The capital will also help support further investments in the development of advancements in the artificial intelligence and machine learning-based models that power Anna, a software-based coach designed to support and engage individuals for several chronic diseases. , especially mental health.

“Our ability to add a full group of seasoned investors, led by Deerfield, will further prepare us to seize the enormous opportunity that lies ahead. Today, our platform covers more than 20 million lives with more than 5 million people having received care through our platform. We are also working with five leading pharmacy partners on digital therapy solutions and four of the five national payers to help meet their members’ mental health and chronic disease needs. We look forward to reaching an even larger audience with the support of our new partners, ”said Tomer Ben-Kiki, Co-Founder and CEO of Happify Health.

“To bring our mission to heal everyone, one person at a time, to life, it is essential that we accelerate the growth of our platform in several key areas. This funding will stimulate the development of a variety of new modalities of care on our connected health platform, ”said Ofer Leidner, president and co-founder of Happify Health. “To successfully scale, we must expand our talented team of scientists, researchers and digital healthcare experts as we develop new products, forge strategic partnerships, and expand our platform to support and empower individuals. throughout their unique healthcare journey. We have already started making these growth investments with the recent addition of several key recruitments including a medical director and a brand director. ”

“Happify Health’s evidence-based approach, world-class partnerships and patient focus enable the company to address significant healthcare challenges. We are thrilled to partner with the entire Happify Health team in their mission to help everyone live healthier lives, ”said James Flynn, Managing Partner of Deerfield Management Company.

“The unique platform-based strategy that uses software to engage patients, businesses and pharmaceutical companies has enabled Happify to become a patient care destination to meet many unmet healthcare needs. health. We look forward to playing a role in growing the business while helping individuals live healthier and happier lives, ”said Lee Cooperman, CEO of Omega Capital Partners.

About Happify Health:

Happify Health is a global healthcare software platform focused on improving mental and physical health. Our platform uses an evidence-based approach that delivers scientifically validated programs that positively impact behavior to help manage chronic disease, while providing access to solutions such as telehealth, powered coaching through AI and access to therapies, as needed, to improve people’s daily lives. . Happify Health offers two main solutions to its customers and end users; Digital therapy and healthcare delivery solutions and services across the healthcare ecosystem, including businesses, healthcare plans, healthcare systems, pharmaceutical manufacturers and individuals. Today, the Happify Health platform is available worldwide in 10 languages, supports more than 10 chronic diseases and covers more than 20 million lives. For more information, visit www.happifyhealth.com.

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IndiGrid plans to raise up to 5,300 through term loans, NTMs https://gnet.org/indigrid-plans-to-raise-up-to-5300-through-term-loans-ntms/ https://gnet.org/indigrid-plans-to-raise-up-to-5300-through-term-loans-ntms/#respond Thu, 08 Apr 2021 02:38:22 +0000 https://gnet.org/indigrid-plans-to-raise-up-to-5300-through-term-loans-ntms/ NEW DELHI : The IndiGrid infrastructure investment trust said on Tuesday that its investment management board had approved a proposal to increase up to ??5,300 crore, including through term loans and debenture issues. A meeting of the board of directors of IndiGrid Investment Managers Ltd acting as investment manager of IndiGrid was held on Tuesday. […]]]>

NEW DELHI : The IndiGrid infrastructure investment trust said on Tuesday that its investment management board had approved a proposal to increase up to ??5,300 crore, including through term loans and debenture issues.

A meeting of the board of directors of IndiGrid Investment Managers Ltd acting as investment manager of IndiGrid was held on Tuesday.

At the meeting, the board approved an “enabling resolution to raise funds up to ??5,300 crore in one or more tranches to be used for acquisitions, refinancing of existing loans and other similar purposes, “says a regulatory filing.

The approval is aimed at increasing the amount through various sources, including term loans, public and private issuance of non-convertible bonds, subject to receiving the necessary approvals, he added.

He said the draft letter of offer for the proposed rights issue was filed with the exchanges on March 15 and will remain open for public comment for seven business days.

The board of directors will consider issues related to the rights issuance at its March 23 meeting, according to the filing.

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Can synthetic biology inspire the next wave of AI? https://gnet.org/can-synthetic-biology-inspire-the-next-wave-of-ai/ https://gnet.org/can-synthetic-biology-inspire-the-next-wave-of-ai/#respond Thu, 08 Apr 2021 02:38:13 +0000 https://gnet.org/can-synthetic-biology-inspire-the-next-wave-of-ai/ Computers can beat humans in sophisticated tasks like playing Go, but can they also drive a car, … [+] speak languages, play football and do a myriad of other tasks like humans? Here’s what AI can learn from biology. AFP via Getty Images In building the world’s first airplane at the turn of the 20th […]]]>

In building the world’s first airplane at the turn of the 20th century, the Wright brothers were inspired by the “insightful” movements of birds. They observed and retro-designed aspects of the wing in nature, which helped them make important discoveries in aerodynamics and propulsion.

Likewise, to build machines that think, why not take inspiration from the three kilos of matter that operate between our ears? Geoffrey Hinton, artificial intelligence pioneer and winner of the Turing Prize, seemed to agree: “I have always believed that the only way to make artificial intelligence work is to do the math in a way similar to the brain. human.

So what’s the next step for artificial intelligence (AI)? Could the next wave of AI be inspired by rapid advances in biology? Can the tools for understanding brain circuitry at the molecular level lead us to a higher systems-level understanding of how the human mind works?

The answer is probably yes, and the flow of ideas between learning biological systems and developing artificial systems has been going on for decades.

The Origins of Machine Learning: The Science of the Human Brain

First off, what does biology have to do with machine learning? You might be surprised to learn that much of the progress in machine learning stems from knowledge in psychology and neuroscience. Reinforcement learning (RL) – one of the three paradigms of machine learning (the other two being supervised learning and unsupervised learning) – originates from studies in animal and cognitive neuroscience dating back to the 1940s. RL is at the heart of some of today’s most advanced AI systems, such as AlphaGo, the widely publicized AI agent developed by leading AI company Google DeepMind. AlphaGo has defeated the world’s highest ranked players in Go, a Chinese board game that features more board combinations than there are atoms in the universe.

Despite AlphaGo’s superhuman performance in the game of Go, his human opponent still possesses a much more general intelligence. He can drive a car, speak languages, play football and do a myriad of other tasks in any type of environment. Current AI systems are largely unable to use the knowledge gained to play poker and transfer it to another task, such as playing a game of Cluedo. These systems focus on a single, narrow environment and require large amounts of data and training time. And yet, they make simple mistakes like mistaking a chihuahua for a muffin!

What children and AI systems have in common

Similar to children’s learning, reinforcement learning is based on the interaction of the AI ​​system with its environment. He performs actions that seek to maximize the reward and avoid punishment. Driven by curiosity, children are active learners who simultaneously explore their surroundings and predict the results of their actions, allowing them to build mental models for causally thinking. If, for example, they decide to push the red car, knock over the flower vase, or crawl the other way, they will adjust their behavior based on the results of their actions.

Children experience different environments in which they find themselves navigating and interacting with various contexts and arrangements of objects, often in unusual ways. Just as the development of the child’s brain might inspire the development of AI systems, the learning mechanisms of the RL agent parallel the learning mechanisms of the brain driven by the release of dopamine – a key neurotransmitter in the brain. central nervous system – which trains the prefrontal cortex in response to experiences. and thus shapes stimulus-response associations as well as outcome predictions.

Synthetic biology and AI

Biology is one of the most promising beneficiaries of artificial intelligence. From studying mind-boggling combinations of genetic mutations that contribute to obesity to examining the Byzantine pathways that cause certain cells to go haywire and produce cancer, biology produces an inordinate amount of complex and convoluted data. But the information in these datasets often offers valuable information that could be used to improve our health.

In the field of synthetic biology, where engineers seek to “rewire” living organisms and program them with new functions, many scientists are harnessing AI to design more efficient experiments, analyze their data, and use it to create revolutionary therapies. I recently highlighted five companies that are integrating machine learning with synthetic biology to pave the way for better science and better engineering.

General artificial intelligence: the holy grail of AI

General Artificial Intelligence (AGI) describes a system capable of mimicking human abilities such as planning, reasoning, or emotions. Billions of dollars have been invested in this exciting and potentially lucrative field, leading some to argue that “data is the new oil”.

Among the many companies working on general artificial intelligence are Google’s DeepMind, Swiss AI lab IDSIA, Nnaisense, Vicarious, Maluuba, OpenCog Foundation, Adaptive AI, LIDA and Numenta. Organizations such as the Machine Intelligence Research Institute and OpenAI also mention AGI as their primary focus. One of the goals of the international Human Brain Project is to simulate the human brain.

Despite a growing number of talent, tools and high-quality data needed to reach AGI, we still have a long way to go to get there.

AI in our daily life

Today, AI techniques such as machine learning (ML) are ubiquitous in our society, ranging from healthcare and manufacturing to transportation and warfare, but are referred to as “narrow AI”. This is because they process and learn large amounts of data to identify insightful and informative patterns for a single task like predicting airline ticket prices, distinguishing dogs from cats in pictures, and generating your movie recommendations on Netflix. .

In biology, AI is also changing your healthcare. It generates more and better drug candidates (Insitro), sequences your genome (Veritas Genetics) and detects your cancer earlier and earlier (Freenom).

Where do we go from here?

As humans, we are able to quickly acquire knowledge in one context and generalize it to another environment through new situations and multiple tasks, which would allow us to develop more efficient autonomous car systems because they have to perform many tasks on the road simultaneously. . In AI research, this concept is known as transfer learning. It helps an AI system learn from a few examples – instead of the millions that traditional computer systems typically need – to build a system that learns first principles, ignores acquired knowledge, and generalizes it to new tasks. and new contexts.

To produce more advanced AI, we need to better understand the inner workings of the brain that allows us to represent the world around us. There is a synergistic mission between understanding biological intelligence and creating artificial intelligence, seeking inspiration in our brains could help us bridge this gap.

Acknowledgments: Thanks to Louis N. Andre for additional research and reporting in this article. I am the founder of SynBioBeta, and some of the companies I write about – including some named in this article – are sponsors of the SynBioBeta Conference (Click here for a complete list of sponsors).

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Nordstrom Partners With Home Fitness Company Tonal To Expand Retail https://gnet.org/nordstrom-partners-with-home-fitness-company-tonal-to-expand-retail/ https://gnet.org/nordstrom-partners-with-home-fitness-company-tonal-to-expand-retail/#respond Thu, 08 Apr 2021 02:37:59 +0000 https://gnet.org/nordstrom-partners-with-home-fitness-company-tonal-to-expand-retail/ Nordstrom is improving its fitness game. The Seattle-based department store has partnered with Tonal, a fitness company that makes wall-mounted weight training equipment, to set up 40 Tonal “stores” in its retail stores, Nordstrom said Monday. Tonal fitness technology, which allows users to train with weights without a single weight, currently costs $ 2,995, with […]]]>

Nordstrom is improving its fitness game.

The Seattle-based department store has partnered with Tonal, a fitness company that makes wall-mounted weight training equipment, to set up 40 Tonal “stores” in its retail stores, Nordstrom said Monday.

Tonal fitness technology, which allows users to train with weights without a single weight, currently costs $ 2,995, with a funding option available at $ 149 per month.

Tonal has partnered with Nordstrom to set up boutiques in 40 of its department stores. (Nordstrom, Inc.)

As part of the partnership, Nordstrom will launch each of the 50 square foot Tonal stores in its Women’s Active departments and alongside its workout clothing and fitness products. Buyers will be able to test out the home fitness equipment indoors before purchasing.

Tonal stores will be located at Nordstrom sites in major cities, including Seattle, Los Angeles, San Francisco, Chicago and Dallas, the companies said.

FITNESS WARS: THE “WEIGHT LIFTING PLATOON” ENTERING THE HOME GYM MARKET

The partnership comes as more consumers take more interest in home fitness equipment amid coronavirus lockdowns. Tonal saw its equipment sales increase by 800% between December 2019 and December 2020, resulting in up to 12 weeks of waiting for delivery, according to Stadler data as reported by Tech Crunch. And sales of connected fitness competitor Peloton increased 232% year-on-year to $ 757.9 million in November. The publicly traded stationary bike and treadmill company has also experienced shipping delays due to increased demand in recent months.

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“We know customers are looking for inspired workouts that elevate their wellness ambitions, and we’re excited to bring them a dynamic new digital fitness experience through our partnership with Tonal,” said Lori Marten, vice -President of Nordstrom and divisional merchandise manager on the news. .

“Our goal is to help customers discover the latest active gear for style, performance and everything in between, and we look forward to making it easier than ever to find it all in one place so they can look and feel. to feel better.”

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SBA Extends Deadline to Request Compensation for Storm Damage in Pennsylvania | Pennsylvania News https://gnet.org/sba-extends-deadline-to-request-compensation-for-storm-damage-in-pennsylvania-pennsylvania-news/ https://gnet.org/sba-extends-deadline-to-request-compensation-for-storm-damage-in-pennsylvania-pennsylvania-news/#respond Thu, 08 Apr 2021 02:37:40 +0000 https://gnet.org/sba-extends-deadline-to-request-compensation-for-storm-damage-in-pennsylvania-pennsylvania-news/ ATLANTA – The US Small Business Administration has extended the deadline for some Pennsylvania residents to apply for a loan to pay for damage from Tropical Storm Isaias on August 4, 2020. The SBA said it extended until April 19 the deadline for businesses, private nonprofits, landlords and tenants to apply for a physical disaster […]]]>

ATLANTA – The US Small Business Administration has extended the deadline for some Pennsylvania residents to apply for a loan to pay for damage from Tropical Storm Isaias on August 4, 2020.

The SBA said it extended until April 19 the deadline for businesses, private nonprofits, landlords and tenants to apply for a physical disaster loan to pay for damage caused by the storm.

Anyone in the declared counties of Pennsylvania with storm damage can apply for the Disaster Loan Program. The statement covers Berks, Bucks, Chester, Delaware, Lancaster, Lebanon, Lehigh, Montgomery, Philadelphia and Schuylkill in Pennsylvania; and Burlington, Camden and Gloucester in New Jersey.

Businesses and nonprofits can borrow up to $ 2 million to repair or replace real estate, machinery and equipment, inventory and other business assets damaged or destroyed by a disaster.

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private non-profit organizations, the SBA offers economic disaster loans to help meet the working capital needs caused. by disaster. Economic disaster loan assistance is available whether or not the business has suffered property damage, the SBA said.

Disaster loans up to $ 200,000 are available to homeowners to repair or replace real estate damaged or destroyed by a disaster. Homeowners and tenants are eligible for loans of up to $ 40,000 to repair or replace personal property damaged or destroyed by a disaster.

The SBA has said interest rates are as low as 3% for businesses, 2.75% for nonprofits and 1.188% for landlords and tenants, with terms of up to 30 years. . The amounts and terms of the loan are set by the SBA and are based on the financial status of each applicant.

Applicants may be eligible for a loan increase of up to 20% of their physical damage, as verified by the SBA, for mitigation purposes. Qualifying mitigation upgrades may include a safe room or storm shelter, sump pump, French drain, or retaining wall to help protect the property and occupants from future damage from a similar disaster.

Applicants can apply online using the electronic loan application through the SBA’s secure website.

Businesses and individuals can also obtain information and loan applications by calling the SBA Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the deaf and hard of hearing), or by sending an email to DisasterCustomerService @ sba .gov. Loan applications can also be downloaded from the Small Business Administration website.

Completed applications can be mailed to: US Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

The new filing deadline for submitting property damage claims is April 19. The deadline for returning claims for economic damages is September 20, 2021.

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Richmond Tigers coach Damien Hardwick takes an interest in AFL loan system https://gnet.org/richmond-tigers-coach-damien-hardwick-takes-an-interest-in-afl-loan-system/ https://gnet.org/richmond-tigers-coach-damien-hardwick-takes-an-interest-in-afl-loan-system/#respond Thu, 08 Apr 2021 02:37:15 +0000 https://gnet.org/richmond-tigers-coach-damien-hardwick-takes-an-interest-in-afl-loan-system/ Richmond coach Damien Hardwick has said he would like to see a loan system introduced in the AFL to give young players the opportunity to gain more playing time. AFL club Gold Coast are in the midst of a ruck crisis, with co-captain Jarrod Witts (ACL) and youngster Matt Conroy (ACL) absent for the season […]]]>

Richmond coach Damien Hardwick has said he would like to see a loan system introduced in the AFL to give young players the opportunity to gain more playing time.

AFL club Gold Coast are in the midst of a ruck crisis, with co-captain Jarrod Witts (ACL) and youngster Matt Conroy (ACL) absent for the season and Zac Smith (knee) unavailable for at least a month.

As it stands, the Suns won’t be able to complete their ruck department until the June mid-season draft, but a football-style loan system would allow immediate reinforcement.

Hardwick cited the example of young Tigers ruckman Samson Ryan, who, due to the depth of Richmond’s ruck, is unlikely to be playing in his preferred position at the AFL or VFL level anytime soon, as a player who could benefit from it. .

Camera iconGold Coast ruckman Jarrod Witts is taken off the floor after injuring his knee at the weekend. Credit: Sarah Reed / AFL Photos/AFL photos via Getty Images

“Anything that gives a young player a chance to play, I love it,” Hardwick told reporters on Wednesday.

“We have a young child named Samson Ryan that we would like to loan (to the Suns).

“At the end of the day, this kid, we’re really excited about what he’s going to bring, but we’ve got Coleman-Jones, we’ve got Mabior Chol, we’ve got Samson – so he’s sitting there playing forward in VFL football. .

“Not that I would like to give them Samson if he plays against us, but anything that gives a player the opportunity to play at the AFL, I think we absolutely should think about.”

Loan schemes are common in world football, while the Australian A-League introduced an internal loan scheme for players under 23 in 2018.

Often, loaned players are not eligible to play against their parent club.

In the NRL last year, Melbourne’s Harry Grant and Wests Tigers’ Paul Momirovski traded clubs as part of a season-long loan deal, while some clubs also sent players in the form of loans to short term to the Warriors while based in Australia.

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Police investigate animal cruelty of more than 60 dogs and cattle in Gladwin County https://gnet.org/police-investigate-animal-cruelty-of-more-than-60-dogs-and-cattle-in-gladwin-county/ https://gnet.org/police-investigate-animal-cruelty-of-more-than-60-dogs-and-cattle-in-gladwin-county/#respond Thu, 08 Apr 2021 02:36:44 +0000 https://gnet.org/police-investigate-animal-cruelty-of-more-than-60-dogs-and-cattle-in-gladwin-county/ BUTMAN TWP, MI – Police are investigating an animal cruelty complaint in Gladwin County involving more than 60 dogs and numerous other animals. On Wednesday, November 4, Michigan State Police soldiers responded to a complaint of animal cruelty at a farm on Dutcher Road in Butman Township. The soldiers arrived to find 69 dogs, four […]]]>

BUTMAN TWP, MI – Police are investigating an animal cruelty complaint in Gladwin County involving more than 60 dogs and numerous other animals.

On Wednesday, November 4, Michigan State Police soldiers responded to a complaint of animal cruelty at a farm on Dutcher Road in Butman Township. The soldiers arrived to find 69 dogs, four goats, two sheep, nine cows, six horses, two pigs, three turkeys and 17 chickens in need of immediate veterinary care due to malnutrition, neglect and lack of proper care.

The dogs are to receive treatment and will be held at various animal shelters in the area. Local residents are helping with the care and housing of affected livestock, soldiers reported.

The soldiers also found several animal carcasses on the property that had not been properly buried.

The soldiers are investigating the owner but no charges have been laid.

Soldiers are assisted by animal control agencies in Gladwin, Ogemaw, Clare, Roscommon, Arenac and Bay counties, as well as the Humane Societies in Midland and Missaukee counties. The Gladwin County District Attorney’s Office and famed veterinarian Dr Jan Pol are also helping, the latter having offered his contributions, soldiers reported.

Those who witness animal cruelty are urged to call your local animal control agency as soon as possible or dial 911 if you are unfamiliar with local organizations. For more information on animal cruelty, visit The Humane Society of the United States at www.humanesociety.org.

Read more:

Woman advocates for animal cruelty in Saginaw County 12-horse racing famine

44 dogs seized from two Saginaw County homes in animal abuse investigation

Woman accused of animal cruelty after emaciated racehorses found

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